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GOOD MORNING, CFO

Sunday, August 31, 2025

The Fed’s independence is hanging by a thread, CEOs are stepping into the fight, AI keeps flopping on ROI, and the dollar just capped a rough month.

In this issue:

  • Fed under siege

  • AI budgets on the chopping block

  • Dollar slides into August close

HEADLINES & DEADLINES

Fed fight deepens

Fed Governor Lisa Cook is suing President Trump to block her removal, arguing the move violates the Federal Reserve Act. The case could climb to the Supreme Court and set precedent for presidential power over the central bank.

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CEOs join the fray

Jamie Dimon, Jane Fraser, and David Solomon are leading a chorus of executives defending Fed independence. Public CEO pushback of this kind is rare and underscores how destabilizing the situation has become for capital markets.

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Dollar limps into month-end

The U.S. dollar ended August with a 2 percent monthly drop as traders priced in an 86 percent chance of a September rate cut. Markets fear political pressure will accelerate policy loosening.

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TECHNOLOGY

AI’s value gap widens

MIT’s latest research found 95 percent of enterprise AI pilots fail to show measurable ROI, despite billions invested. Analysts say the failures come from weak integration rather than bad algorithms. Where AI does deliver is in focused areas like back-office automation and supply chain optimization. For CFOs, the lesson is clear: cut the vanity projects and fund narrow use cases that can prove impact fast.

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FAST FACTS

  • 2 percent: August decline in the dollar index

  • 86 percent: Odds of a Fed rate cut in September, per futures markets

  • 95 percent: AI pilots that flop without measurable returns (MIT)

  • 3: CEOs (Dimon, Fraser, Solomon) now publicly defending Fed independence

MORNING HACKS

  • Draft a Fed stress memo: outline how different Fed scenarios (independent vs politicized) would affect rates and borrowing costs in Q4.

  • Run an AI ROI filter: every project should be tied to a direct cost reduction or revenue gain within 12 months. If not, it is noise.

  • Hedge currency exposure: the dollar’s weakness may favor exporters, but import-heavy firms should recheck FX risk positions before September.

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